Nevada lawmakers directed regulators to establish criteria, severity standards and limits governing extraordinary HOA health, safety and welfare fines. After years of delay, the CIC Commission approved R091-25. The result gives HOA boards substantial discretion—and removes protections owners had every reason to expect.

Nevada may not need to tear down its HOA regulatory system and start over. The framework is largely there. The deeper problem is whether those entrusted with administering it are using the authority, procedures and responsibilities Nevada law already gives them.